The Reserve Bank of India has issued the Reserve Bank of India (Regional Rural Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2025 to bring the CRR and SLR framework for RRBs in line with the Banking Laws (Amendment) Act, 2025. The key change is the revised definition of “fortnight,” now fixed as the 1st–15th and 16th–end of each month, effective December 15, 2025. As a result, all CRR/SLR maintenance requirements and reporting formats—Form A and Form VIII—have been updated to reflect the new fortnight structure. References to “Friday” across various provisions have been replaced with “day,” provisional and final returns have been removed, paragraph 34 deleted, and a single unified Form A return has been mandated. Henceforth, RRBs must submit fortnightly Form A and monthly Form VIII electronically through the CIMS portal using dual digital signatures, with no physical submissions permitted.
Transitional provisions require CRR/SLR maintenance for December 16–31, 2025 and January 1–15, 2026 based on NDTL as on November 28 and December 15, 2025, respectively, before reverting to the standard method from January 16, 2026. During the three-day transition period of December 13–15, 2025, RRBs must maintain CRR/SLR based on NDTL of November 28, 2025 and ensure minimum CRR of 100% of the requirement. RRBs must also file Form A for December 12, 2025 under the existing structure and submit Form VIII for December 2025 under both old and new return codes. Conforming amendments have also been made in Annexes I and II and to references relating to State Government Securities.
Link – https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=13227&Mode=0
