The Reserve Bank of India periodically issues guidelines/instructions/directives to banks with regard to providing credit facilities to Minority Communities. RBI has Advised Banks to ensure smooth flow of bank credit to 121 identified minority concentration districts having at least 25% minority populations.
Each bank should set up a special cell having a Nodal Officer holding the rank of Deputy General Manager/Assistant General Manager or any other similar rank, in order to ensure smooth flow of credit to minority communities.
Lead Banks of the Minority Concentration Districts will have to exercise the pro-active role expected of them to ensure that the minority communities, particularly those who are poor and illiterate have access to bank credit for taking up productive activities.
For further : https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=12367&Mode=0
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