It has been decided to revise the limits on individual housing loans sanctioned by urban co-operative banks to an individual borrower as under:
| Category of the bank | Existing Limit* (per individual borrower) | Revised Limit* (per individual borrower) |
| (a) Tier-I UCBs | ₹30 lakh | ₹60 lakh |
| (b) Tier-II UCBs | ₹70 lakh | ₹140 lakh |
| *subject to prescribed prudential exposure limits |
The above instructions will come into effect from the date of this circular.
For Further : https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=12336&Mode=0