The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions to banks on credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs).
Role of Banks
Bank staff may help the borrowers in filling up the forms and completing other formalities so that they are able to get credit facility within a stipulated period from the date of receipt of applications.
Role of SC/ST Development Corporations
The Government of India has advised all State Governments that the Scheduled Caste/Scheduled Tribes Development Corporations can consider bankable schemes/proposals for bank finance.
Reservations for SC/ST beneficiaries under major Centrally Sponsored Schemes.
Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM)
Deendayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM
Differential Rate of Interest (DRI) Scheme
For further : https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=12365&Mode=0
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